We are excited to introduce Miles Tauber, the newest financial adviser at Cadenze Wealth.
With over 30 years in the financial services industry and 24 years as a licensed financial adviser, Miles brings a depth of experience that is rare to find. In fact, he is often referred to as the “youngest old guy in the industry”!
Miles is someone who combines decades of insight with a practical, modern approach.
What sets him apart is how he works with people. His focus is simple: understand the person first, then build the plan.
Here’s what that approach means to you.
What Does A Financial Adviser Need To Know To Give You Valuable Advice?
Before giving any advice, Miles starts with one thing: questions.
A lot of them!
Why? Well, it’s because meaningful financial advice can’t be based on assumptions or generic strategies. It needs to be built around your:
- Short and long-term goals
- Family situation
- Income and expenses
- Assets, debts and lifestyle priorities
- Attitude towards risk and the future
As Miles puts it, many people come in knowing they should be doing something. But they are not always sure what that ‘something’ should be. Through a detailed discovery process, he works to uncover not just your financial position, but what actually matters to you. Then, he can help you create a financial plan accordingly.
With decades of experience and thousands of client conversations behind him, Miles is able to quickly identify opportunities, challenges, and potential strategies that could work for you. Often he is able to present options you hadn’t even thought of, or didn’t know existed.
What Can I Expect From Working With A Financial Adviser?
Have you ever left a financial planning meeting feeling confused, overwhelmed, or like you needed a translator?
Well that’s not how Miles operates. His approach is clear, practical, and grounded in real life. Miles specialises in taking complex financial strategies and turning them into simple, actionable steps.
Whether you want to:
- Build wealth over time
- Structure investments for great ROI
- Plan for retirement
- Manage debt effectively, or
- Navigate business or personal transitions
Mile’s focus is always the same – helping you create a plan that supports the lifestyle you actually want.
He is also realistic. For example, a conversation about early retirement is probably pretty impractical if you are only in your thirties or fourties. However, he will shape a conversation about the things you can do now to prepare for a comfortable retirement. Strategies like contributing more to your super, reducing non-deductible debt, effectively using offset accounts, or strategies like debt recycling are all explorable options.
We really think you’ll walk away from your meeting with Miles feeling clearer, more confident, and better informed. You don’t even need to act on the strategy immediately. Sometimes the biggest win is simply understanding your options.
How Do I Create A Financial Plan That Works For Me?
The truth is, there is no such thing as a “standard” financial plan. Miles has worked with thousands of people. From business owners and tradies to professionals and families, no two situations have ever been the same.
A personalised financial plan comes from asking those questions we mentioned earlier. An adviser needs to:
- Understand your unique goals
- Align a financial strategy with your stage of life
- Consider your risk tolerance and priorities
- Be clear on things like your income, family size, and business structure.
For some clients, the focus is clear. They have a mortgage, children, and a strong desire to plan ahead. But for others, the starting point is less defined, they just know something needs to change.
In both cases, the process is the same: clarity first, strategy second.
And often, it’s not just about advice. It’s about guidance. As Miles puts it, sometimes he feels like he’s coaching his clients as much as advising them.
How Long Will My Financial Plan Last?
Many people like to think that a financial plan is something you prepare once, put in place, and then let it work it’s magic for the rest of your life. In reality, no plan stays the same for very long.
In Miles’s experience, most financial plans will only be practical for 3 to 5 years.
Why?
Because life changes. You might start (or add to) a family, change jobs or career paths, receive an inheritance, experience unexpected challenges, or shift your priorities and goals. It’s not only your personal circumstances that can impact your carefully crafted plan. It could also be external factors like economic changes, global events, interest rates, and market conditions.
That’s why Miles takes a flexible approach: “We’ll build you a plan, but we need to be prepared to pivot.”
Financial planning isn’t about locking yourself into a rigid path. It’s about creating a framework that evolves with you.
A Partner In Your Financial Journey
What motivates Miles after three decades in the industry? It’s simple. Helping clients achieve the outcomes they’re working towards.
He’s built long-term relationships with many people over the years, supporting them through life’s changes and helping them adjust their plans along the way. Now, at Cadenze Wealth, he’s bringing that same client-first approach to our community.
Ready to take the next step?
If you’ve ever felt unsure about your financial direction, or wondered whether you’re making the right decisions, now is the perfect time to have a conversation. Whether you are starting from scratch or refining an existing plan, Miles and the Cadenze team can help you move forward with confidence.
Get in touch with us today to start your financial planning journey.